We've boarded at both types. Not having one isn't that big of a deal for us. It was nice when I was starting our youngest gelding but I would rather ride outdoors even in the dead of winter. Riding inside gets boring for me. Yes I could set up different things but I like seeing different scenery.
Which should you pick? The one that offers what you want. Convenience isn't always the best. Posted via Mobile Device
As we head into winter, I'm actually debating moving my boy for 1 or 2 months when the ground is solid ice. We don't have an indoor, so we're pretty much unridable January - March.
It would cost me double board to move him for those months (I don't want to give up our current place, because I absolutely love it the other 9-10 months of the year, and it's also a whole lot closer than the place I'm looking at with the indoor - so I'd have to keep paying to hold my place). But I'm thinking it might be worth it to me this year.
If you plan to ride a lot in the winter, then yes, it's absolutely worth it. Especially since it looks like you live in NJ - obviously I don't have to tell you that winter weather is no treat. I know a lot of people cut waaaaay back on riding in the winter because they're cold. I can't imagine doing that, but I guess if you did, you may not need an indoor. LOL