How did you work up the money to buy your own barn/land? - Page 3

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How did you work up the money to buy your own barn/land?

This is a discussion on How did you work up the money to buy your own barn/land? within the Barn Maintenance forums, part of the Barns, Boarding, and Farms category
  • How did you afford an indoor arena?

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    03-28-2011, 06:17 PM
Hey, it WORKED!!

Hubby bumped his head or something, he has decided he's tired of the city life and we're going to sell our current house and buy one on acreage. He's already planning out how we're going to afford an indoor arena. Silly finally realized that for what we're paying in boarding costs, we could buy a new place, bring the horses home and build the facilities we need.

He also wants pigs, cows and a tractor. The tractor, yes.... but pigs and cows? All coming from a guy who tried to talk me into a condo a couple years ago.

Lol. :) Lucky you! I hope my future hubby will be so easily convinced.

I have a different situation on how I afforded my farm. I own the farm my grandpa started in the 50s. I was 15 when my mom had to give up training (unrelated injuries) I sat down with my gpa and mom and asked what the plans were for the future of the farm. Their answer was sell. Didn't sit well with me and I BEGGED them to give me the chance to buy it. I gave my gpa every penny I made at my teenage jobs and cont'd making pmts thru college. Shortly after I got married my gpa had to have major heary surgery (16 hrs) and subesequent back surgery 6 months later. At that point I convinced my hubby that we needed to move to the farm asap to take care of him. Got an appraisal, financed the difference and we've been here since. I made my last pmt on my 28th birthday. I now know that gpa's farm will be a part of the family legacy for a very long time :)
That's really wonderful. It's nice when farms or land go from generation to generation. Smart thing you did. :)
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    03-28-2011, 08:03 PM
I am in the same situation as the OP but I have started a savings account, am currently in college, and am still living with my grandparents to save money. I am going to buy a new truck in the next couple of months also. I plan on saving as much money as possible and keeping my credit good.
    03-29-2011, 08:36 AM
That's really wonderful. It's nice when farms or land go from generation to generation. Smart thing you did. :)[/QUOTE]

Thank you! I'm very optimistic that in the future I will be able to hand the operation over to my now 5 yr old daughter and continue the family tradition
    03-30-2011, 01:14 PM
I think that's where alot of these big farms come from... Passed down from generation to generation. Its amazing what you can do when you don't have a house payment!

Besides hubby being handy and having a good job we rented out our house and moved in with my parents (for free basically) for 3 years while we built our barn. We financed most of it. Tips: don't buy your welder(s) on craigslist. Plan for future expansion.
    03-30-2011, 01:29 PM
So true starlinestables! It was the most amazing day when we paid the farm off. Hubby says he wishes we still had a farm pmt instead of me collecting more 4 legged friends. I tell him horses are like pringles, you can't just have one or two...or ten ;)
    03-30-2011, 02:37 PM
I want to be able to move out to some land at some point. Maybe once the kids are through college (1 just started, 3 more to go) the wife and I can get some land and move our horses to our land.
    04-04-2011, 12:05 AM
I'll never be able to afford horse property here... anything even remotely horsey goes for at least $500,000. I just finished school to be an accountant and I got offered a whopping $15/hour at the only accounting office that even gave me an offer.

My advice is, if you live in a stupid overpriced retirement community, where people work part time for fun and hog all the jobs for little to no pay, get out while you can!!!!
    04-04-2011, 03:06 AM
I like the marry money one LOL. Which is kind of what I did, my father-in-law gave us a nice amount of money as a wedding present when we got married. We saved it for a down payment, my husband has a nice job, and his father is semi-retired, he owns a construction company, but no longer works on jobs. We were going to have them build our barn but since they didnt really have much experience in the agriculture field we opted for another contractor lol. But it is saving quite a bit having the help of my husband. My advice is to save, try and get family loans if possible, and build credit ASAP. Even with money down most banks wont fiance you without good-excellent credit. Good luck :)
    04-04-2011, 02:16 PM
My plan (shortened to avoid excessive boringness) over many many years:

1- College; double major in animals science w/ equine emphasis and 'body studies' (can't decide between anatomy, biomechanics, physiology, etc).
2- Hubby with money.
3- Buy tons of land (dream is 80+ acres) and start a flower farm, maybe with some food items (watermelon, corn, etc) too. Sell a lot of timber ($$$) but keep some for myself for shavings/bedding.
4- With the money from the flower farm, I would build a barn for myself and begin my Friesian breeding program.
5- With the money from the flower farm, selling a few foals, and some occasional equine show photography, I would begin my equine sports therapy business: acupuncture, massage, a water treadmill, laser therapies, hyperbaric oxygen therapy, etc etc.
6- With the money from all the previous things, I would build for boarders; a separate barn, more extensive fencing, etc. It would probably be a dressage-only or a dressage and jumper barn. Who wouldn't want to board at a flower farm with dozens of Friesians around while being close to and getting discounts on performance-enhancing sports therapies?!

Other minor ways I would get money in that life plan: carriage and/or sleigh rides, stud services (assuming I get lucky enough to somehow own an approved Friesian stallion...), selling 'items of the month' in the boarder barn, hosting shows, creating compost from manure, etc. Growing trees, especially Christmas trees, is something I've considered, too; it takes a few years, but they're dang low-maintenance and go for a good price.

Saving money is getting money. I would have a few chickens for eggs, a cow for milk (I drink at least one glass a day... love the stuff) and meat, a garden of vegetables and fruits, including a small fruit tree orchard, and some goats for milk and soap. If I'm feeling adventurous, I might grow my own hay.

Oh, and throw a few kids in the mix, too. LOL!
I'm probably being (way) over-ambitious, but I'll make it all happen somehow. I do have another 70 or 80 years to accomplish everything.
    04-04-2011, 04:19 PM
No, you COULD probably do it if you planned it out really well and everything fell into place (more or less). Even if you live a fraction of that life, it will be a big accomplishment! :)

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