Join Date: Aug 2010
Location: Southeastern PA
I have been in almost your exact situation, I too am the only boarder at a private barn, where she has 5 horses, I pay full care, and she does far more than that for me.
During summer I hit some financial issues, and wasn't able to pay her on time. I met with her and explained my whole situation. She took a half payment from me, and then a half payment a few weeks later when I could make it. She also sat on a check for a week until I had the funds for it to clear.
Now coming up to Xmas, I have been paying her extra so I am a few months ahead, as I know that every Jan I am always flat broke.
I'd suggest meeting with her face to face, call to arrange that if you need to - and explain your situation. Come up with suggestions of what you can do, but also be willing to do what she asks of you instead.