I am new to the forum and the horse world, and definitely need some advice. I am considering going into a full lease with a horse owner that posted the offer in the newspaper. Thing I'm uncertain about is the liability statement she wants me to sign. Any injuries, wounds, or soreness that occur while under my supervision are my responsibility (ie vet bills or medicine). That any of the materials I borrow (tack) has to be left in equal state or replaced under her discretion. And at the last minute I was advised I would be responsible for the cost of worming and "hopefully" no other costs would come up. I know it isn't much, but it was after I had verbally agreed.
Is this normal? I appreciate any information.