Join Date: May 2011
Location: Edmonton, Alberta, Canada
I think it really depends on the situation and the cost of the horse. If I was trying to buy a horse for $1000, I'd fully expect the seller to laugh at me if I asked for a payment plan. However, I can appreciate that a lot of finished, great horses cost a lot more than that. If I was looking at a 10K or 20K horse, I'd ask about a payment plan, but would definitely understand if the seller required the horse remain at their location until paid in full.
When I was selling my gelding, I had him listed at $400. I had a very interested family show up to look at him, but they wanted to pay me in monthly installments of $100 or $200. Right away, red flags started going off -- if they couldn't afford the $400, how on earth would they afford to have his feet done or his teeth floated? Heaven forbid they need both done in a single month!