Lets say you were riding one evening and un-tacked your horse in the cross tie area leaving your polos on the ground next to your horse and walked away to go chat on your phone. You come back 5 minutes later and one of the barn dogs took off with a polo. You go fetch the polo and notice a hole.. still usable but non the less, a hole. What are your feelings on this?
Should the barn owner re-imburse you for the full cost (or fair market value) of the polos? Should you not say anything and just remember to put my stuff up next time?