When I was looking for a new saddle, I looked at some pretty expensive ones. Even expensive used circle Y. I ended up with a circle M, Valley Head. Never heard of it? That is okay with me, because it was an american made saddle, made one at a time, and made with real leather. I got is used for $400. I only knew about the brand even because my trainer had one that had come free with a horse. There are several other companies out there like that. I love my saddle. You can also get a used Dakota, alamo, etc solid mid range saddle used, often times at the end of the season when people get new ones (trophy).