Ok looking around for a GMC Sierra 1500 2007-2012, I have seen alot of 4x4's for sale that had everything I am looking for as far as fully loaded, 20 inch wheels, leather, and some chrome accessories. I won't be doing any offroading at all and at most will pull a horse trailer sometimes. I won't be pulling a horse trailer that often though as I havent even bought the trailer yet.
I have always heard to stay away from 4x4's cause when they break they are more expensive to fix. But if I buy one that hasnt been offroaded at all or very little, will that even matter as far as it breaking anything 4x4 related? I would prefer to buy a 4x2 but if I found the one I was looking for that had all the options I wanted and also the right color and it was a 4x4 and the price was right, that might be a can't pass up deal lol. Also, what about insurance rates 4x2 vs 4x4? That would play into my decision also.