I wanted to thank everyone who has responded. I will not buy from Frontier.....I promise. Lol. On my way to MO the other day, my family and I came across a pretty good sized western tack store about 4 hours from home. We decided to use that store as a rest stop. Im really glad we did. We looked around for a bit, and ended up coming across a Big Horn Draft Cordura Saddle 296. It has an 8" gullet, and based on what you guys have said, it should fit Finn. The nice thing about this particular store is I can trailer his big butt up there and have the saddle tested for fit before I purchase it. Im really happy about that. Anyway, here in a couple of weeks I will be doing that. So, thank you again for helping me with my confusion.