Likitt, do you have horse at all or you use lesson horse/lease? If you don't have a horse, I'd suggest to wait on saddle, or may be try to save up more if you are not in hurry. As everyone said you can't buy a good saddle (even old) for very cheap (unless you are VERY lucky, which does happen too, but rarely). So just keep looking - may be something will pop up (ebay
, tacktrader, craigslist, forums).