insuring my mare

       The Horse Forum > Riding Horses > English Riding

insuring my mare

This is a discussion on insuring my mare within the English Riding forums, part of the Riding Horses category

LinkBack Thread Tools
    07-12-2008, 12:16 AM
insuring my mare

I am thinking of insuring Breeze.Heres some info...

3yrs old
Registered RMHA
Trail/show broke
Great pedigree
4motnths pro training
Totally sound-never had any health issues.
If it helps I gave $3200 when she was a yearling & I have over $4000 in train/board,farrier,vet,food,ect.

Here are some pics.they're all atleast 2months old.sorry.

Sponsored Links
    07-13-2008, 04:18 AM
Green Broke
I think that you might end up spending (another) small fortune with insurance costs. Have you priced it out yet?

Only reason I ask: the 2 WB's that came over from Germany at my barn were insured....cost $5000 a year. Per horse. (didn't cover loss of use or vet visits (except for major surgery) )

What are your main reasons for wanting to insure her?

BTW, I love her chocolate color :)
    07-13-2008, 10:59 AM
Thanks! When I bought her her mane/tail were snow white!

Just hearing about all the trailer wrecks,barn fires,colic,ect...scares the crap out of me. She definetly wouldnt be insured for more then $20,000...she's only worth $8000-$12000, so it wouldnt be like a couple hundred grand or more. If its in reason I want to do it because that the most valuable horse I have at the moment & I eould be showhorse-less, & best friend-less. If any of that makes any sense....
    07-13-2008, 03:04 PM
Well right now I have my 2 current horses insured for Major Medical and Accidental Death as well as my tack. This year I need to my horse trailer and my 3rd horse which I just bought.

I just got the invoice for the 2 horses and the tack and it is $350.00 for the year. As I have said tho I need to add another horse higher up the insurance for my tack and add the trailer.

Hope it helps.
    07-13-2008, 05:16 PM
Green Broke
Insurance can be as expensive or 'cheap' as you want it to be, dependent on the cost of your horse and how much you want it to cover. I just recently insured my $10,000 pony for death, accidents, major medical, surgery (up to $10,000). And it was about $750 a year. (it was through Equi-sure and I have a USEF discount). He's an investment pony and I had a kid start leasing him so I wanted to make sure all of my bases were covered in case something happened.
    08-07-2008, 02:47 AM
I just got some new info. Next year I will be increasing(big increase) my insurance on both horses. That means I will have to get a vet check done first and get some forms signed.

There are a lot of options with equine insurances which can affect the costs and what you pay for your horses. Because my horses are only yearlings I am not concerned yet as to how much I have them covered. Next year when I start working with them then I will be adding major medical and surgical onto my policies. That's where you expenses really kick in.

It can be hard to understand when it's your first time dealing with this. I would give a call to your insurance company, whichever one you choose and ask them to explain it to you :)

Quick Reply
Please help keep the Horse Forum enjoyable by reporting rude posts.

Register Now

In order to be able to post messages on the The Horse Forum forums, you must first register.

Already have a Horse Forum account?
Members are allowed only one account per person at the Horse Forum, so if you've made an account here in the past you'll need to continue using that account. Please do not create a new account or you may lose access to the Horse Forum. If you need help recovering your existing account, please Contact Us. We'll be glad to help!

New to the Horse Forum?
Please choose a username you will be satisfied with using for the duration of your membership at the Horse Forum. We do not change members' usernames upon request because that would make it difficult for everyone to keep track of who is who on the forum. For that reason, please do not incorporate your horse's name into your username so that you are not stuck with a username related to a horse you may no longer have some day, or use any other username you may no longer identify with or care for in the future.

User Name:
Please enter a password for your user account. Note that passwords are case-sensitive.
Confirm Password:
Email Address
Please enter a valid email address for yourself.
Email Address:


Human Verification

In order to verify that you are a human and not a spam bot, please enter the answer into the following box below based on the instructions contained in the graphic.

Old Thread Warning
This thread is more than 90 days old. When a thread is this old, it is often better to start a new thread rather than post to it. However, If you feel you have something of value to add to this particular thread, you can do so by checking the box below before submitting your post.

Thread Tools

All times are GMT -4. The time now is 10:09 PM.

Powered by vBulletin® Version 3.8.5
Copyright ©2000 - 2016, Jelsoft Enterprises Ltd.
Search Engine Friendly URLs by vBSEO 3.6.0