I'm currently leasing a 4 year old mare. I've never owned a horse, and so far the lease is fantastic. I pay $30 (Australian) a week for her adjistment and use the owners saddle, other than that I have brought my own bridle and saddle blanket as well as halter and lead. She is a great little horse and lots of fun, I am also getting lessons on her off her owner who is a riding instructor. So I'm learning lots too. Theres lots of grass in her paddock so she only needs a biscuit of hay after rides. Leasing is a great way to experience what owning a horse is like, I would recommend it to anyone.