I buy a lot of my stuff used (used tack sales? Pure fabulousness. You can find some really nice stuff for cheap. Ex: A nice bridle + bit for $35). My grooming box is from the dollar store, as is my box that I keep first aid stuff in. Riding breeches? Ha - I'll stick with some thicker tights.
So no, not really creative - but I still spent a heck of a lot less than a good number of people I know.