Up until this year (and I've been riding 13 years) I would get on any crazy horse, but still wasn't confident on the calmest kids horse bareback....without the saddle my legs scrunched up and I froze. This year I made myself just get over it. I said "I own a horse now, she's MINE and I'm NOT scared of her" and I just did it. I started off just at the walk with small trotting spurts, then the next day I felt gutsy and just galloped her out so that I wouldn't be scared anymore. Haven't used my saddle since that day :-D It's so nice when you hit those riding milestones isn't it?? Big thumbs up on posting w/out stirrups...I know many people who can't do that!