I just started jumping at a hunter barn. Just started. I've had literally 5 lessons.
I am taught to get into 2 point a little before the jump, in a nice 2 point (stretching up, not pulling my shoulders down) and place my hands on the crest and use them to balance if necessary. I hope that is not counted as laying on the horse's neck, I've seen hunters like that I want to learn the right way :/
Actually, I guess it is not 2 point, more like "jumping position". I need to start using those terms correctly!
Anyway, that is off topic.