I agree with MIE in that no saddle will fit all, regardless of adjustability. Also, be aware that all purpose saddles come in two "flavors". Some come with a jumping orientation with a more forward flap, like the Ainsleys and Passiers. Some have a more dressage tendency with straighter flap, like some Stubbans and some Collegiates. It is difficult for an "all purpose" saddle to do both jobs. I would get one that has a more forward flap and jumping design, if you plan to get a dressage saddle later.