When you get into sanctioned events, you'll see skullcaps more. My friend actually has one because one of our friends at the barn told us that it is a lot safer to have a brim that is flexible- on a skullcap, there is a helmet cover with a flexible brim. It's safer because if you land face first, then the brim won't smash into your face or make a big impact on the helmet hitting your face. I would personally get a skullcap for your own safety, even though I thought they were ugly at first, but I grew out of that. Just like everyone said, get the best you can afford!