How do you decide the amount of insurance that's needed? We have running water in at least two places on the barn. I think that we need to either patch or redo the roof within the next couple of years. There are some small, "natural" sky lights. Part of our barn has concrete flooring and part is dirt. It's a nicely sized barn.
Would you want $50,000, $100,000, $150,000 worth of insurance? How much insurance do you have on your barn?