For my first gaited horse, I didn't want to spend a fortune until I knew my horse better, and put some weight ON him. (He was 100 pounds UNDER when I purchased him.) But, I needed to ride. So I went with a Henry Miller Saddle. I got the saddle, breast collar, bridle and reins (all with basket weave tooling) for about $1200. For an additional $100., I got matching basket weave leather saddlebags.
For the money, I don't think you can find a better saddle. I have now used it consistently for 5 years, and it is holding up beautifully; still good as new! I also got the endurance stirrups (which hang "front") and no longer have the knee pain that I ALWAYS had before.
I love this saddle. Someday I hope to get the Southern Cross saddle made by the Australian Stock company. But that saddle alone is $4,000 (no extras included.) In the meantime, I have thrilled with my Henry Miller.