She could pay you to take the Cutback and it's not worth "a Tinker's Dam" if it ends up not fitting the future horse.
I would wait unless, you're like me and like to buy saddles almost as much as I used to like buying hooker heels
I always rode bareback but always had saddles for when riding friends would come to visit.
I have a custom made Ortho-Flex for my 16.1H long & lanky fella. I am second owner on it but the horse it was made for was built exactly like my Guy and the saddle ended up being a perfect fit.
I have a Buena Vista Plantation saddle for the 14.3H fella in my avatar. I always used it in parades. I like it because it is light weight.
There is nothing on this green earth, that is factory made, that fits my 15.3H built-like-a-QH-huge-barreled TWH. If he were still ridable, I would be getting him a custom saddle on a Draft Horse Tree.
See why it's best to wait? -lollollol
Just an FYI, what also oftentimes happens, is that a saddle is custom-made, the horse goes out on the trail consistently, it muscles way up and pretty soon the saddle doesn't fit anymore.
That happened to my friend's Rocky. She bought a custom-made Steele saddle a few years back. She is my age and is still hard trail riding like we did when we were young. She's from Western PA but rides outside
almost every day, regardless of weather.
Point being her Rocky is now so well muscled and his shape has changed as he's gotten older (I think he was six when she bought him), the Steele doesn't fit him properly anymore.
I know you're anxious but it really is best to wait