Car company breaching contract - The Horse Forum
 1Likes
  • 1 Post By Faceman
 
LinkBack Thread Tools
post #1 of 3 Old 05-14-2012, 07:41 PM Thread Starter
Weanling
 
Join Date: Feb 2012
Posts: 650
• Horses: 0
Car company breaching contract

Okay, I leased my car in november. The dealer asked me what time of month would be best for my payment, I said the end. My lease says payment is due on or before the 30th of each month. The 4th month I got a call from the finance company around the 20th telling me my payment was late. I was a little bewildered, but payed it when they called. Now I went in today to talk to a loan officer about buying a house, he said I would be fine if I didn't have a late payment. Now I am mad. Is there anything I can do? They breached the contract. Now I'm screwed
TimWhit91 is online now  
Sponsored Links
Advertisement
 
post #2 of 3 Old 05-14-2012, 07:44 PM
Banned
 
Join Date: Nov 2007
Location: Branson
Posts: 4,264
• Horses: 0
The difference between the 20th and the end of the month is not relevant. For a late payment to be registered on your credit report it must be at least 30 days late. Something else has happened here besides a 10 day change in the payment date...if you have made all of your payments within 30 days of the due date, you can demand the finance company remove the late payment from your credit reports. If they refuse, you can sue them and/or record a dispute in all three of the credit reporting agencies...
CLaPorte432 likes this.

Last edited by Faceman; 05-14-2012 at 07:47 PM.
Faceman is offline  
post #3 of 3 Old 05-14-2012, 08:22 PM
Trained
 
Join Date: Dec 2009
Location: Iowa
Posts: 6,031
• Horses: 0
Quote:
Originally Posted by TimWhit91 View Post
Okay, I leased my car in november. The dealer asked me what time of month would be best for my payment, I said the end. My lease says payment is due on or before the 30th of each month. The 4th month I got a call from the finance company around the 20th telling me my payment was late. I was a little bewildered, but payed it when they called. Now I went in today to talk to a loan officer about buying a house, he said I would be fine if I didn't have a late payment. Now I am mad. Is there anything I can do? They breached the contract. Now I'm screwed
You don't say when you bought it in November but my guess is a payment came due in Nov that you werent expecting that you didn't pay until Dec. Stuff like that happens all the time
churumbeque is offline  
Reply

Quick Reply
Message:
Options

Register Now



In order to be able to post messages on the The Horse Forum forums, you must first register.

Already have a Horse Forum account?
Members are allowed only one account per person at the Horse Forum, so if you've made an account here in the past you'll need to continue using that account. Please do not create a new account or you may lose access to the Horse Forum. If you need help recovering your existing account, please Contact Us. We'll be glad to help!

New to the Horse Forum?
Please choose a username you will be satisfied with using for the duration of your membership at the Horse Forum. We do not change members' usernames upon request because that would make it difficult for everyone to keep track of who is who on the forum. For that reason, please do not incorporate your horse's name into your username so that you are not stuck with a username related to a horse you may no longer have some day, or use any other username you may no longer identify with or care for in the future.



User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.

Password:


Confirm Password:
Email Address
Please enter a valid email address for yourself.

Email Address:
OR

Log-in









Human Verification

In order to verify that you are a human and not a spam bot, please enter the answer into the following box below based on the instructions contained in the graphic.



Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page



Similar Threads
Thread Thread Starter Forum Replies Last Post
Need help with a contract... not sure what type of contract it would fall under thoug mpleasance Horse Law 12 03-02-2012 07:52 PM
Anyone ordered from this company before? CLaPorte432 Horse Tack Reviews 20 03-01-2012 03:25 PM
joining up when you have company? serafina Natural Horsemanship 15 07-07-2011 10:13 PM
Company for dinner, again! SpiritedLittleCopperSpots Horse Pictures 28 03-17-2011 10:39 PM

Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

 
For the best viewing experience please update your browser to Google Chrome