Originally Posted by reachthestars
You NEED insurance if you are running a business. If one of your students (clients) comes off and gets hurt, you can be sued. Well, your parents can be. You could lose everything over $15. Liability waivers aren\'t worth the paper they\'re printed on if you don\'t have the insurance to back it up.
Very much true. Plus, if you are teaching young kids, most parents with a brain are going to ask to see proof of insurance..