Moving!! Help?!?! - The Horse Forum
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post #1 of 3 Old 05-28-2008, 08:54 PM Thread Starter
Join Date: May 2008
Location: Minnesota
Posts: 926
• Horses: 3
Moving!! Help?!?!

We are going to the bank tomorrow to pull out a home loan what kind of estimates do we need to call for? So far these are what I know of:

-Septic Installers
-Electric Installation
-Well Drillers

Am I missing anything?

Also can we try to get a washer, dryer and water softener in that loan or does that need to be seperate??
FoxRidgeRanch is offline  
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post #2 of 3 Old 05-29-2008, 07:48 AM
Join Date: Sep 2007
Location: SE Kansas
Posts: 10,620
• Horses: 5
Your buying a home? Been awhile, but I think you can only borrow up to what the homes appraised value is.

"Until one has loved an animal, part of one's soul remains unawakened..."
- Anatole France
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post #3 of 3 Old 05-29-2008, 06:51 PM Thread Starter
Join Date: May 2008
Location: Minnesota
Posts: 926
• Horses: 3
Here's where we're at now, Went to the loan officer this mornig at 10am, I was up by 7:30am, Dayton was begging for a half hour more...typical lol. I got estimates on the well, septic, electric, and we would be going for a 15 yr loan at 7.1% for a $38,000 loan, the down payment needs to be 20% of the loan value so its $7600, unless we have acreage, then for everyone one acre it will take $1000 off the down payment, dad is willing to quick claim deed me 10 acres OMG I was very surprised, just waiting for a call back from his mortgage (sp? very tired) holder to ok it. The loan officer said more then likely we'll get it Cross your fingers everyone!!!! Here is the house (mobile home I want (used):
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