Originally Posted by NorthernMama
Wow! Good luck!
Why wouldn't you keep that place, even uninsured, while you build the new house? Maybe there isn't enough room on your property, or the town won't let you, but that's what I would do.
Where are you going to live while you build? In the barn? My brother bought an RV to live in with his family when they were in a similar situation. After building, he sold the RV for almost what he paid for it. Cheaper than rent and he could live right where he was building.
We pretty much have to rebuild right where the current house is, only closer to our pond. Our land is only about two acres, with much of it pond, so we don't have too much choice. But it's going to be cool... right on the pond (man-made, so no legal issues), and we are building it just like the barn; post and beam.
Our town won't let you live in an RV unless you are in an approved RV campground. So, we are going to live on the boat while we build, which in Maine, is no picnic... two people, two Newfies, no showers or toilets.... But, while we don't have a TV at home, there is an 80" TV on the boat, so WHOOPIE!!! I think we will join a fitness club for the winter, just to use the facilities! And we will be so healthy!