This is my house---don't get used to it! - Page 7 - The Horse Forum

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post #61 of 272 Old 01-02-2014, 09:47 PM Thread Starter
Yearling
 
Join Date: Apr 2012
Location: Coastal Maine
Posts: 901
• Horses: 4
Update: We have done a couple of things: we got a second banker involved, and arranged for a second loan by refinancing some business loans we have. We are hoping for a January 3rd signing...

We also got called into a big meeting with the first banker on December 31, who said, "Congratulations! Your loan has been approved!" And he shook our hands, and gave us each a gel pen.
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post #62 of 272 Old 01-02-2014, 11:29 PM
Green Broke
 
Join Date: Jun 2013
Location: Phoenix Arizona
Posts: 4,139
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Wow What happy pills is he on and can I have some? Hopefully you guys get this all sorted out soon :).
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post #63 of 272 Old 01-03-2014, 03:16 PM
Trained
 
Join Date: Mar 2008
Location: Ontario
Posts: 6,166
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oooo, a gel pen. You're set for life now. How does that banker sleep at night?
Good luck today!
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post #64 of 272 Old 01-17-2014, 10:27 AM Thread Starter
Yearling
 
Join Date: Apr 2012
Location: Coastal Maine
Posts: 901
• Horses: 4
So..... the saga continues. Banker A has called us in THREE MORE TIMES to sign papers. Meanwhile, Banker B (the good banker) has told us that the reason everything is SO SLOW is that a lot of the banks here in Maine closed due to the weather, their systems were down, they were working by the light of their cell phones (???) and that their main loan person broke her ankle very badly on the ice.

BUT! He e-mailed me to say he hopes today is the day. If so, we have a roof to order they will start cutting the timbers, and we will get the stuff to build the dock. It is very big: 12' by 72', and hangs out over the pond, and we need to build it in order to work on the house itself.

Meanwhile, I have gotten all the taxes done (YEAH): first time I have finished them before August in my life.
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post #65 of 272 Old 01-17-2014, 11:20 AM
Super Moderator
 
Join Date: May 2012
Location: CT USA an English transplant
Posts: 21,759
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Sounds like progress
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post #66 of 272 Old 01-19-2014, 08:15 PM Thread Starter
Yearling
 
Join Date: Apr 2012
Location: Coastal Maine
Posts: 901
• Horses: 4
Late Friday afternoon --- Banker #2 (our awesome business banker) came through with some bucks: a little less than half of the money. But, in the re-writing our current business loans, he consolidated this and re-financed that, and the upshot is that even with this HUGE addition to our current loan, all of our new loans together are going to amount to less than all of our old loans combined. So.... YEAH!!!

We have ordered the beams to be cut, the roof to be made, and are going to start on the deck on Monday: 7:30 sharp!

Good-bye cushie life

Hello freezing cold hard work!

I'm so excited!
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post #67 of 272 Old 01-20-2014, 12:10 AM
Started
 
Join Date: Jan 2012
Location: An English Girl living in beautiful Alberta, Canada
Posts: 1,606
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Congratulations - I admire your perseverance and ability to not go stark raving bonkers

Thank goodness for Banker No 2!
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Get up, get going, seize the day. Enjoy the sunshine, the rain, cloudy days, snowstorms, and thunder. Getting on your horse is always worth the effort.
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post #68 of 272 Old 01-20-2014, 07:36 AM
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Join Date: Jan 2012
Location: Michigan
Posts: 6,772
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its a good thing you got a 2nd banker involved. That other guy was just stringing you guys along. Like someone else said...how does he sleep at night?
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post #69 of 272 Old 01-20-2014, 01:13 PM
Foal
 
Join Date: Sep 2012
Location: North East CT
Posts: 228
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Of course the week that it is going to be freezing again. Try and stay warm Captain. And watch the other workers for frostbite and stuff. We all know how men don't like to listen to their own bodies.
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post #70 of 272 Old 01-20-2014, 08:58 PM
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Join Date: Mar 2008
Location: Ontario
Posts: 6,166
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I can't imagine doing a construction project in the cold. You know when you hammer your finger -- when it's below freezing outside the only good thing is that your finger might already be numb. The bad part is you won't notice the damage until you warm up somewhere.
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