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Need suggestions on cutting back / $$

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        11-20-2008, 06:24 AM
      #11
    Yearling
    Go for holidays for a while (Package holidays include quite alot of things) .

    Regards
         
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        11-20-2008, 06:26 AM
      #12
    Weanling
    Some great ideas ... but some things ...
    Well, everybody there drinks bottled water, tap is not really an option. The water is heavily chlorinated. I mean heavy. The local rivers and stuff are brown. It is the South. Look into those dechlorinater things that attach to your kitchen faucet. It may pay for itself in a month.

    Ronnie - you may need to learn how to set the timer on your coffee machine. LOL Even if it means getting a second coffee machine and setting it up in the kitchen for walk-out-the-door coffee. For-go the McD's cuppa every morning. I'm sorry. It's an ugly thing to say .... but may be a necessity. ( JW is the only person I have ever met that actually thinks McD's coffee is da bomb. Yeech)That would be $35 a month.


    Invest in shrink wrap plastic for your windows. Drape a blanket at the top of the stairwell to help trap heat.( yeah, I know there is a door down stairs.)

    If you get bumped down to four days a week .... you and hubby can start doing the weekly errands together. I know YOU are a much more conservative shopper.

    I would be excited about the 4-8+ hours of traveling you will NOT be doing each week.

    As for the rest of it... well, they have been struggling to feed a pack of voracious teens for years. Some theirs, so just loaners teens. Nobody - human or otherwise- is turned away from their door.
         
        11-20-2008, 10:09 AM
      #13
    Foal
    Quote:
    Originally Posted by DashAwayAll    
    Some great ideas ... but some things ...
    Well, everybody there drinks bottled water, tap is not really an option. The water is heavily chlorinated. I mean heavy. The local rivers and stuff are brown. It is the South. Look into those dechlorinater things that attach to your kitchen faucet. It may pay for itself in a month.

    Ronnie - you may need to learn how to set the timer on your coffee machine. LOL Even if it means getting a second coffee machine and setting it up in the kitchen for walk-out-the-door coffee. For-go the McD's cuppa every morning. I'm sorry. It's an ugly thing to say .... but may be a necessity. ( JW is the only person I have ever met that actually thinks McD's coffee is da bomb. Yeech)That would be $35 a month.


    Invest in shrink wrap plastic for your windows. Drape a blanket at the top of the stairwell to help trap heat.( yeah, I know there is a door down stairs.)

    If you get bumped down to four days a week .... you and hubby can start doing the weekly errands together. I know YOU are a much more conservative shopper.

    I would be excited about the 4-8+ hours of traveling you will NOT be doing each week.

    As for the rest of it... well, they have been struggling to feed a pack of voracious teens for years. Some theirs, so just loaners teens. Nobody - human or otherwise- is turned away from their door.
    Told hubby last night that I want to get a filter for the tap and to start savings bottles. I got 'grumble grumble grumble'. I know, shocking right?

    No more Mickey D's coffee?? I gave up the sexy sports car. Now you're taking my Mickey D's?? What next? My will to live??? *sob* Oh - and we do have a second coffee pot in the room!!

    There's actually not a door going upstairs anymore. I got sick of it and took it off the hinges and put it in the storage room out back. But we're not heating the foyer, dining room, kitchen, living room, mud room, guest bath or laundry room either. Just the library, which is the big bedroom downstairs that has passed from homeless child to homeless child over the last two year. The girls are sharing it for the winter.

    The shrink wrap for the windows is an excellent idea. We're headed to Lowe's tomorrow.

    And I'll be doing the shopping alone. He whines and cries like a freaking kid when he goes with me. Makes me nutso!! He's cut off from shopping. I also told him he's getting some rags and using those for some of the cleaning he does to cut back on paper towels. My work clothes that are dry clean only have been wrapped and hung in the back of the closet until spring, so that saves me a good bit. I'm also looking for a good used upright freezer and will start stocking up on meats when they have the buy one get one sales. And I bought a crock pot. That way the girls can just stick it right in the fridge and John can heat up the left overs for lunch.

    Oh - and I'm talking to the boss to see if I can do 3 13 hour shifts - Mon, Wed, and Fri. That way I only make 3 trips to N'ville instead of 5 each week.

    It has really made me thankful that I stuck to my guns when it came to getting my new car. When I got rid of the little sexy car I was going to get a Miata, but would have had a car payment. I backed out at the last minute, as I really don't want to finance anything again. We learned our lesson in FL. That payment would kill us if I get my hours cut. *phew*
         
        11-20-2008, 11:51 AM
      #14
    Started
    We put plastic on our windows already... it seemed to help quite a bit. They were quite drafty and that all stopped. The little kit was only like 10 bucks and im sure we will save that in th first month.

    We also installed a programable thermostat. They are effective as long as you drop your temp down for atleast 8 hours. Ours is at the lower temp during the day (when we are gone) for 9 hours, and then at night for 8 hours. When we are home it is at 68 degrees and when we are gone it drops down to 62. It is nice because it is set and we don't have to remember to turn it down before bed or anything.

    Having the furnace (or air conditioner) tuned up and cleaned helps also. Making sure the filters are replaced regularly. Also when know you are going to be gone for like days or something you can turn your water heater down as well.

    For food I like to make things in bulk... there is only two of us but I cook like 6-8. The leftovers can either be taken for lunches or frozen for a later use. I have cooked big roasts, turkeys, hams..etc and then frozen the leftovers. It seems to work great. I usually try to shoot for $2.00 servings (or less). We have cut out buying pop and candy (well some...) and gone to milk and water... and of course some booze. I don't like bring my BF shopping because he is kinnda like a little kid... sees what he likes and buys it. I don't like to shop either but I make a list and stick to it. Try to plan meals out a week or two in advance so that it eliminates trips and compulsive buying. We have also almost stopped eating out completly, it saves...

    Make sure you also keep up with regular maintance with your cars. We do our own oil changes (which saves quite a bit over time)... get the tires rotated and balanced a couple times a year, saves on the life of them. Change out the fuel filter (you can do it on your own) and air filter. These little things could help optimize your gas mileage.

    Also try to keep yourself in good health. Exercise and sleep can help reduce your need to visit the doctor... not to say yearly check-ups should be avoided.

    Watch the electricity... try to unplug the things you arent using. Most newer TVs and computers don't fully shut-off unless you unplug it. Try to leave the lights off if you arent in the room. If you use a dishwasher shut off the heat drying, instead hand dry. Do you really need to heat your animals water tanks? Instead try just pailing the water out a couple times a day. Tank heaters really add up fast, so do heat lamps.

    There has been much more suggested that can help a lot as well. We are starting to brace for a cold winter... it was 18 degrees F this morning. BURR!!!!
         
        11-20-2008, 11:53 AM
      #15
    Weanling
    Still, shrink wrap the windows in the livingroom. That will help keep out the chill and help hold in the heat from the kitchen.The girls will be in and out of their rooms so often the heat will be in the LR/DR anyway.

    Watch about the bathroom - the last thing you need are burts pipes.
         
        11-20-2008, 12:16 PM
      #16
    Weanling
    I just moved to the other side of the country and am broke. I go to all three grocery stores once a week to get flyers and compare prices. It takes time, but it saves. I also work at the grocery store so I get 10% off (but it's still cheaper to go elsewhere for some products). I also buy produce that is 1/2 off and eat it that or the next day. I buy in season and local produce too. I walk to work (3km each way) and do all my errands in one trip to conserve gas. I cook big meals a few times a week and put it in the fridge. Buying in bulk and saving on energy used for the oven.
         
        11-20-2008, 12:52 PM
      #17
    Showing
    I know exactly how you feel. My husband has been on 3 day weeks for over a month. They said he would be back on full time this week but now they are talking not until sometime in January. He does get unemployment for the 2 day he is out but its still not what is normal.
    I don't work but get a small pension ever month. We have cut out all but basic cable, basic low minutes cell phone (we use it for emergencies only) stopped all newspapers and magazines. If it wasn't that we do all our financial stuff online I wouldn't have Internet either.
    EAT AT HOME! I can't stress that enough. A pot of beans goes a long way. We eat a lot of cereal and pancakes for dinner is pretty cheap. We even make our own pizza. We don't go out to eat unless its a cheap diner, and that very rarely.
    We keep the thermostat set at "chilly" and wear extra clothes. We don't make any unnecessary trips to town. When he does go to work he stops and picks up anything we need at the store. Even without the drop in gas prices, our auto fuel bill has dropped by over half with him being home 4 days out of 7.
    We have told all our family members not to buy us Christmas gifts. Everyone is hurting a bit so I think they were all glad to hear it. We don't do much anyway but this year there won't be any gifts under the tree and that's OK with us.
    I bought some stuff at Lowes, its sheet insulation. Big blue sheets of 3/4" foam. I measured each window and cut the foam to size, then taped the foam on the inside of each window. It works much better than the plastic sheeting. I take it down in the spring, write which window it goes in and use it again the next winter. The rooms we don't use it stays up year round.
    When I get a little extra $ I buy the high efficiency light bulbs. I've just about got ever light in the house replaced and I have seen a difference on the elect bill.
    Only do full loads of laundry. When I buy fabric softener I immediately dilute it by half. It still works just as good.
    I've started letting our horses out in the pasture for about 2-3 hours every day. There's not much out there for them to eat but they get a little exercise and its been making the round bale last longer. I also go out once a day with a pitch fork and pick up any they have dropped on the ground and put it back in the rack. Fortunately hay is something that the price has gone down on in our area
    I pray for better times but I have to say these aren't the worst we have lived through. Things will get better for all of us, I have faith
         
        11-20-2008, 02:24 PM
      #18
    Foal
    Quote:
    When I get a little extra $ I buy the high efficiency light bulbs. I've just about got ever light in the house replaced and I have seen a difference on the elect bill.
    I won't use them. First, hubby battles depression and the amount of light and type given off are very different. It's almost like it's a not as bright light or something.

    Also, they are full of mercury which is dangerous. With kids and animals in the house that's too big a liability. Also makes you wonder what's going on in our landfills. If they're getting thrown in the garbage when they blow - and you know they are - they're getting dumped in the landfills and breaking and all that mercury is getting into the ground. It can seep into water supplies and the soil itself. I'm shocked that the gov'mnt not only allows their use but has banned the regular lights.

    I've actually been buying cases of incandecent bulbs since the gov'mnt has outlawed them after ............ 2010 I think it is??
         
        11-20-2008, 04:33 PM
      #19
    Green Broke
    "1. CFLs aren't the only bulbs with mercury in them: the longer tubes have ~40mg in them and many businesses and institutions where they are primarily used don't know that they need to be returned to the distributor or a recycler when they burn out -- not broken up and put in the trash.
    2. Mercury-containing lights fall under the EPA's universal waste rule change of 1999 as a hazardous waste. States choose to adopt the rules and California banned florescent lamps including CFLs in its 2006 Universal Waste law.
    3. Of the 514 million lamps per year that are currently entering the solid waste stream, about 142 million are from residential, while 372 million are from businesses, government and institutions (Association of Lighting and Mercury Recyclers, 2004).
    4. 70.8% of the mercury lamps used by business and 98% of the lamps used in homes are not being recycled (Ibid, 2004)
    5. Based on 142 million lamps at 5mg each and 372 million lamps at 40mg each from business, government and institutions means that we are dumping 568kg and 14.88 tons of mercury directly into dumps each year, respectively. This is added to the mercury from electronic waste that is not being recycled giving approximately 40 tons direct to dumps each year.
    6. Mercury is a potent neurotoxin and every expert is predicting that 100% of our dumps will leak their leachate into water tables given enough decades (not centuries). Many dumps have no clay liner. For instance, the Redwood Landfill in Marin County, California, which accepts waste from many counties (but not San Francisco), also happens to have been built beside a marsh and between two earthquake fault zones.
    Mercury in dumps is a huge stored problem for subsequent generations.
    Personally, I believe CFLs are a good short-term approach, especially considering we've got carbon to deal with, but must be replaced with day lighting, solid state lighting and other non-mercury-containing technologies as rapidly as possible.
    On balance, I think pushing CFLs is still a good thing to do but we should take the opportunity to educate people on the mercury at the same time."
         
        11-20-2008, 05:02 PM
      #20
    Yearling
    It's been reported that burning fossil fuels to power incandescent bulbs releases more mercury into the atmosphere than the equivalent CFL bulbs contain.
         

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