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Need suggestions on cutting back / $$

This is a discussion on Need suggestions on cutting back / $$ within the General Off Topic Discussion forums, part of the Life Beyond Horses category

     
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        11-21-2008, 11:08 AM
      #31
    Yearling
    Well Im the most frugal person I know...but certainly not the most frugal person on the horse forum! I never knew there was such a hatred for flourescent lighting...guess Im used to them...and I've never had to deal with disposing of them as I've had the same ones for almost 5 years! I've actually had the same light bulbs in 2 different apartments...one rental house...and now our home we just bought. Vidaloco...we budget $80 in our monthly expenses mostly for date night. My husband and I insist on having our romantic date night once a week. Which leads me to one more money saver...hopefully no kids are reading...have more sex. Trust me you won't notice not having cable tv or whatnot. (Flourescent lighting optional ) We also used to not have internet. Most libraries have internet access for free.
         
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        11-21-2008, 11:24 AM
      #32
    Foal
    A solar powered fence charger can save on electricity. The flourescent energy saver bulbs come in different wattages just like regular. You can get ones that equal 100 watt bulbs,75 watts,etc. I have 0 for entertainment and I got my daughter to take me to Goodwill for my birthday. I got 13 clothing items for $13. + a comforter. My animals I my entertainment.,
         
        11-21-2008, 03:41 PM
      #33
    Green Broke
    Quote:
    Originally Posted by hotreddun    
    well Im the most frugal person I know...but certainly not the most frugal person on the horse forum! I never knew there was such a hatred for flourescent lighting...guess Im used to them...and I've never had to deal with disposing of them as I've had the same ones for almost 5 years! I've actually had the same light bulbs in 2 different apartments...one rental house...and now our home we just bought. Vidaloco...we budget $80 in our monthly expenses mostly for date night. My husband and I insist on having our romantic date night once a week. Which leads me to one more money saver...hopefully no kids are reading...have more sex. Trust me you won't notice not having cable tv or whatnot. (Flourescent lighting optional ) We also used to not have internet. Most libraries have internet access for free.

    Hmmmmm..........now there's an idea
         
        11-21-2008, 10:27 PM
      #34
    Foal
    Quote:
    Originally Posted by claireauriga    
    It's been reported that burning fossil fuels to power incandescent bulbs releases more mercury into the atmosphere than the equivalent CFL bulbs contain.
    We're totally off topic here, but I had to toss in that I don't buy into the Global Warming hype, so I won't subject my family to the stupid screwy lightbulbs anyway. They may save money in the long run, but to me, with hubby affected by the light and any chance that we could be harmed with the mercury in the bulbs - not worth the chance!

    Other than that, please keep the ideas coming all! We're not going to be starving with my paycut; we're not looking for extreme ideas. Just simple things we can do to cut back a bit. And I've gotten some excellent ideas from you all!! Thank you!
         
        11-22-2008, 08:16 PM
      #35
    Foal
    We never shut our computers down except in a thunderstorm. For one thing, they do not use much electricity when the cpu is not being used. Rebooting your computer does take a lot of electricity and if you are doing this every day, then you are adding to the wear of your computer and shortening its life. Buying a new computer will cost you a lot more than you think you are actually saving on electricity. Leave it on. My husband builds and repairs computers.

    We do however keep unused rooms in our house closed and our thermostat set below 60 degrees unless we are having company. So we have to throw on some extra clothing to save on oil bills.

    We also try to buy food items on sale. Meats that are less than $1.99. We then repackage them in meal sized freezer bags and keep them in the freezer. We periodically shop at discount grocery stores especially to buy gluten-free products since I am celiac and can't eat wheat. These products tend to be quite pricey in regular grocery stores. We try to keep our budget at or below $60 a week for two. We really do not buy any extras, do not have TV or movie rentals. No eating out and if we have to travel, we bring food and water. We make do with what we have and we are quite happy. Thankful to have a roof over our head and food to eat and good health.
         
        11-22-2008, 08:23 PM
      #36
    Green Broke
    How the heck am I spending so much money on food!?!?!?!?!? I spend about $120-$140 on food for 2 a week?????? What the heck?? And we don't have big meals for breakfast or lunch just a nice meal for dinner. I am buying food daily and haven't frozen anything in 4 years.
         
        11-22-2008, 08:47 PM
      #37
    Foal
    We shop no more than once a week, so we save on gas and don't buy prepared foods, snacks, or soda. Basically, we buy the least expensive good food we can afford which at the moment is not much. FYI, one of the local grocery stores has turkey for .48 per pound. If we had the freezer space, we would have bought several as that is cheap eating. We do eat well and are not going hungry.
         
        11-22-2008, 08:49 PM
      #38
    Green Broke
    Ya I think it's just because I shop every night. I don't buy a lot....just a veggie, carb, and meat, unless we're having spaghetti or grilled cheese or something like that. Hmmm........ guess ill have to work on it. But it sounds like im spending a lot huh?
         
        11-22-2008, 09:37 PM
      #39
    Started
    Quote:
    Originally Posted by free_sprtd    
    How the heck am I spending so much money on food!?!?!?!?!? I spend about $120-$140 on food for 2 a week?????? What the heck?? And we don't have big meals for breakfast or lunch just a nice meal for dinner. I am buying food daily and haven't frozen anything in 4 years.
    I think you answered your own question.

    I guess we spend about $300 at Sam's every 6 weeks or so. That includes meat and paper goods. We probably spend another couple hundred at Walmart every 2 or 3 weeks. This would include all food, cleaning supplies, soaps, and paper goods for four people. It doesn't include dog food.

    We purchase things in bulk. We freeze meat. For convenience sake, I purchase preformed 90% lean ground beef at Sam's and then freeze the patties individually. We don't buy much cereal (it's SO expensive), use off brands for most things, purchase flour in huge bags (and freeze the bags so it doesn't get buggy), and don't get a lot of convenience items. I have a front loading washer and we buy laundry soap on sale at Sears. I only have to purchase laundry soap about two or three times a year.

    Another way I've found to save money is to go to second hand stores for my clothing. I get much of my daughter's at Target. In fact, someone made a comment the other day about her cute Gymboree outfit. It came from Target. Pants are $4 at Goodwill. There are some nicer second hand stores around too. I am picky about what I purchase second hand. I find that people donate very nice Talbot's, Jones, etc. clothing. If I can get a pair of pants for $4 why should I pay $70 at the store?

    I'm addicted to Diet Pepsi so my food bills are more than they would otherwise be. We tend to wait until something is on sale and then purchase in bulk.

    Another way to save money is to make a double recipe of what you're having for dinner and then freeze half of it. An inexpensive treat /restaurant food is going to an Italian place and purchasing sauce and bread. The kids like to have bread dipped in meat sauce for dinner. You can make your own spaghetti, use their sauce, and use their bread. Yummy treat and not expensive if you purchase it as a carry out treat.
         
        11-23-2008, 06:34 PM
      #40
    Foal
    Quote:
    Originally Posted by free_sprtd    
    Ya I think it's just because I shop every night. I don't buy a lot....just a veggie, carb, and meat, unless we're having spaghetti or grilled cheese or something like that. Hmmm........ guess ill have to work on it. But it sounds like im spending a lot huh?
    I've found the more frequently we shop the more we spend. I have no clue why, but if we only shop for a day we easily spend $100. Or we shop for a week and spend $110.

    I've also found that if we let hubby shop we spend way more. I'd rather shop with two teen aged girls than him. He's not good at cutting back at all.....
         

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