So some of you may remember this thread: Oh what housing fun... or NOT- kind of long
But we still have not closed on the house. The bank finally allowed the flooring to get fixed (they didnt ok it till the 21st of July)... When the contractors pulled the cabinets and floor they found three subfloors that had to be removed and replaced... which set the project back a day or two. Well they finished everything on the 30th (which is what the bank and contractor had agreed) and the bank said we would close on the 31st. Our loan officer had the papers pulled- my BF had his money and paperwork in line- but we didnt close.
Apparently the bank hasn't paid the contractor yet so the title company wouldn't allow us to close (otherwise there would be a lien against the house) and now the bank doesn't want to pay to have the underwriter re-pull the documents (around $600) and is saying that we need to fork over the cash if we want to close. Our loan officer said that she is not paying it and unless the bank comes through and pays we just simply will not close. The bank had given the ok to have the papers pulled and they are the ones that didn't do what they needed to do to have this placed closed.
Our landlords renter fell through so we are just staying at our current place till we get this figured out. We are going to pay her for each week staying there instead of the whole month (even though it may take another month to get this sorted).
Our realitor is being less then helpful and keeps making jokes about this instead of getting on the phone with the listing agent (who apparently doesnt have good communication with the bank) and working something out. Im pretty sure if we don't close by this weekend we are walking and finding a different realitor... ya we will be out some money but better then playing this game and never closing.