Red......I found myself in a rather bad position financially in the early 1990's.....first, I had to much debt....home, two cars, land, 5 credit cards maxed out plus the other re-occurring bills like phone, electric etc.....then I got laid off in January 1990 and a week later my wife got laid off. In two weeks we went to no income and a ton of debt.
I worked over sea's for 18 months, made enough money to get my debt under control and manageable.
When I got back from working overseas I worked two hard jobs...7 till 3 in a sheet metal shop and 5 till 11 washing dishes in a sports bar. My wife also worked two jobs....we both did this for probably three years.
Skip forward......I have no debt. Home is paid off and I drive old cars. I haven't had a car payment in over 10 years. My wife was able to quit her job and has been a home maker for several years now. We trailer and ride somewhere togather almost every weekend. (our one vice is our horses) I don't live first class but I don't live like white trash either......if we don't have it, we don't spend it. Simple as that.
So, don't spend all you make. Budget your money and save what you don't have to spend....yea, I know, right now it takes all you make to live.
Dave Ramsey does a workshop called financial peace university....his principles are solid......if you get the chance to do it....take it....
In the mean time, you need to be working if you're not sleeping. Get three part time jobs if you have to.
Hang in there......work hard to get where you want to be....It'll happen.
For we wrestle not against flesh and blood, but against principalities, against powers, against the rulers of the darkness of this world, against spiritual wickedness in high places.
Last edited by gunslinger; 11-13-2012 at 05:04 PM.