Originally Posted by WSArabians
Well, now I know you weren't racing... It was a Ford.
Imma cut you, man! No dissin' my Ford!
Iseul, you might also want to add towing to your insurance as well, and drop your deductible as low as possible. All of that will help in the future if you have another accident, or need windshield replacement/repair. My deductible is $250, and $100 if I need a windshield replacement. Windshield repair is covered completely.
WSA, as long as she didn't have a loan on the vehicle they'll send the check to her. If she has an active loan, that money goes to the lienholder. Another thing to consider is GAP insurance. Saved my butt last year, since insurance only paid book value and the loan payoff was higher than that.