Totalled my Car... - Page 2 - The Horse Forum
 24Likes
Reply
 
LinkBack Thread Tools
post #11 of 61 Old 02-25-2013, 12:48 PM
Showing
 
Join Date: Oct 2009
Location: Just south of sanity
Posts: 16,286
• Horses: 3
Iseul, it's too late for this accident, but you might want to consider putting rental car coverage on your insurance for the future. I've had it for years, and it really paid off last year when I HAD to get to work while shopping for another truck.

This is what Bertha looked like after the accident, and the last picture is my new truck, Velma. Exact twin, down to the same features.
Attached Images
File Type: jpg Bertha1.jpg (50.1 KB, 84 views)
File Type: jpg Bertha2.jpg (53.2 KB, 83 views)
File Type: jpg Velma.jpg (57.9 KB, 85 views)

You want the truth? You can't HANDLE the truth!
Speed Racer is offline  
Sponsored Links
Advertisement
 
post #12 of 61 Old 02-25-2013, 01:16 PM
Trained
 
Join Date: Apr 2008
Location: Alberta, Canada
Posts: 6,672
• Horses: 12
Well, now I know you weren't racing... It was a Ford.


Iseul, they should pay you out for your car, use that as a down payment or purchase, depends what you want. I think I got mine back in a couple of weeks.
You guys must be liberal with pain killers. You'd get ad advil and they'd tell you to go home here. I had to break my entire left side to anything stronger, and then they still took me off them within three weeks!
NdAppy, EmilyJoy and Maple like this.

Whispering Secret Arabians
Registered Solid and Sabino Arabians
www.wsarabians.wix.com/home
WSArabians is offline  
post #13 of 61 Old 02-25-2013, 01:19 PM
Showing
 
Join Date: Oct 2009
Location: Just south of sanity
Posts: 16,286
• Horses: 3
Quote:
Originally Posted by WSArabians View Post
Well, now I know you weren't racing... It was a Ford.
Imma cut you, man! No dissin' my Ford!

Iseul, you might also want to add towing to your insurance as well, and drop your deductible as low as possible. All of that will help in the future if you have another accident, or need windshield replacement/repair. My deductible is $250, and $100 if I need a windshield replacement. Windshield repair is covered completely.

WSA, as long as she didn't have a loan on the vehicle they'll send the check to her. If she has an active loan, that money goes to the lienholder. Another thing to consider is GAP insurance. Saved my butt last year, since insurance only paid book value and the loan payoff was higher than that.

You want the truth? You can't HANDLE the truth!

Last edited by Speed Racer; 02-25-2013 at 01:27 PM.
Speed Racer is offline  
post #14 of 61 Old 02-25-2013, 01:26 PM
Green Broke
 
Join Date: Nov 2009
Location: Seattle, WA
Posts: 2,797
• Horses: 1
Yikes scary stuff! Really glad your not super injured! I was in a 4 car pile up on the freeway last march and that left me with many many problems.

Hopefully the insurance is good to you and you get a new car :) I was driving my moms old suberau in my accident (not my fault) and it was so totalled!! I got her a brand new off the lot 2012 subaru forester in her favorite color :)
Klassic Superstar is offline  
post #15 of 61 Old 02-25-2013, 02:53 PM
Foal
 
Join Date: Nov 2012
Posts: 133
• Horses: 0
I would worry about your mom being upset-I bet she'll be thankful that your ok!! :) When I totaled my truck a couple years ago I was terrified to call my dad. Well the convo when something like this.

Are you okay?
Yeah, Dad I'm ok.
Was anyone else hurt?
No, I just hit the embankment.
Is the truck ok?
I think I totalled it Dad. *sobbing*
Long pause....
Is the tool box ok?!

The truck is gone but the toolbox is still sitting on the deck today waiting until my dad buys another truck that will fit it :)
Posted via Mobile Device
EmilyJoy and EvilHorseOfDoom like this.
jinx1990 is offline  
post #16 of 61 Old 02-25-2013, 02:58 PM
Green Broke
 
Join Date: Jan 2011
Location: Oregon
Posts: 2,791
• Horses: 2
Glad to hear you are ok and sorry this happened to you.

Melinda
nvr2many is offline  
post #17 of 61 Old 02-25-2013, 03:04 PM
Started
 
Join Date: Oct 2010
Location: Carousel Capital
Posts: 1,519
• Horses: 1
Geeze, sounds like quite the accident!
I'm glad to know you suffered no serious injuries.
Wild Heart is offline  
post #18 of 61 Old 02-25-2013, 04:29 PM Thread Starter
Green Broke
 
Join Date: Mar 2010
Location: Western Pennsylvania
Posts: 2,789
• Horses: 1
SR, I believe we do have rental car coverage, I don't believe it covers me because I'm only 18/19 though (and you have to be 21 or 23 I believe).

I have towing and my copay will be nothing for my ER visit.

I think my mum has a personal loan and not a car loan for it..hopefully, haha.
Posted via Mobile Device
Iseul is offline  
post #19 of 61 Old 02-25-2013, 04:30 PM
Showing
 
Join Date: Oct 2009
Location: Just south of sanity
Posts: 16,286
• Horses: 3
Iseul, if she's using the car as collateral for the loan it doesn't matter what type of loan it is; the money will be paid to the lienholder on record.

You want the truth? You can't HANDLE the truth!
Speed Racer is offline  
post #20 of 61 Old 02-25-2013, 04:48 PM
Yearling
 
Join Date: Mar 2011
Location: Southern Cali
Posts: 933
• Horses: 1
Glad to hear you're okay. I've had the displeasure of having two cars totaled while I was driving. Both in rather minor accidents where only my car was left not functioning on the side of the road.

The first accident was my fault, the second was not. Oddly enough I got blamed more for the second one. My step-father didn't want me driving anything of theirs. Even though I had been stopped when someone rear ended me, so I was no way at fault.

Honestly for my first accident it was a major hit to my pride more than anything. I've always valued my driving skills and considered myself a good, safe driver. It took a long time for me to feel that way again.

Just glad you're okay and the insurance should take care of most of everything so you can get back on your feet. Both times I had about a month between getting my money then finding a new car.


Want to know the story? From The Start? It is a work in progress.
The $25 horse I didn't want.
Horsesdontlie is offline  
Reply

Quick Reply
Message:
Options

Register Now



In order to be able to post messages on the The Horse Forum forums, you must first register.

Already have a Horse Forum account?
Members are allowed only one account per person at the Horse Forum, so if you've made an account here in the past you'll need to continue using that account. Please do not create a new account or you may lose access to the Horse Forum. If you need help recovering your existing account, please Contact Us. We'll be glad to help!

New to the Horse Forum?
Please choose a username you will be satisfied with using for the duration of your membership at the Horse Forum. We do not change members' usernames upon request because that would make it difficult for everyone to keep track of who is who on the forum. For that reason, please do not incorporate your horse's name into your username so that you are not stuck with a username related to a horse you may no longer have some day, or use any other username you may no longer identify with or care for in the future.



User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.

Password:


Confirm Password:
Email Address
Please enter a valid email address for yourself.

Email Address:
OR

Log-in









Human Verification

In order to verify that you are a human and not a spam bot, please enter the answer into the following box below based on the instructions contained in the graphic.


Old Thread Warning
This thread is more than 90 days old. When a thread is this old, it is often better to start a new thread rather than post to it. However, If you feel you have something of value to add to this particular thread, you can do so by checking the box below before submitting your post.

Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page



Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

 
For the best viewing experience please update your browser to Google Chrome