SR, I don't believe the car is collateral for the loan if she took a personal one (she did with one of the cars, not sure which).
My car can start, all liquids are just drained and the windshield is shattered. Figured out about 5 hours later that there was a piece of glass in my eye that the ER didn't see with their little machine, had to get it out myself.
But..not sure when I'll be able to drive again though, I've been shaking since I got in the car with my boyfriend..I'm terrified...
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