which would you choose? - The Horse Forum
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post #1 of 8 Old 12-15-2008, 04:13 AM Thread Starter
Join Date: Dec 2008
Location: NC soon to be VA....gotta love the military!
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which would you choose?

I appologize if this in the wrong category, I tried my best to put it in the right place.

Ok I'm having a difficult time deciding between two houses both which we can have horses at. I'll give the two choices and please let me know what you think and is best for both us and the horses.

House #1: 1352 sq. ft. modular home on permanent foundation (it is not a mobile or manufactured) please if you know the difference do research bc everyone has the wrong idea of them. ok but its 3 bed/2 bath just one level house. theres an attic and crawl space. it sits on 10.47 acres with a huge barn but it only has 2 stalls for horses in it. there are 3 separate pastures, a big dog kennel with dog houses, a pond in the front yard, creek in the backyard, and storage shed. the land has both trees and open pastures. this house is less money. I love the land its on but I'm not crazy about the house but I could live with it if need be. the inside needs some work, its a short sale so they kind of trashed the place. we would have to replace the carpet which we wanted wood floors anyway so its not a huge deal then we would need to repaint the walls (kids colored on them) they also colored on the kitchen counter tops
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post #2 of 8 Old 12-15-2008, 04:29 AM Thread Starter
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Location: NC soon to be VA....gotta love the military!
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plus there are a few holes in the walls but nothing too big that we would have to replace the whole wall. Then just replace some outlet and light switch covers.

House #2: I'm not sure on square footage but its a BIG house. Its got to be over 2100 sq ft at least and I'm making that pretty low because the basement is around 1100 sq. ft. and the house is 3 levels. It's 3 bed/2 bath, the inside of the house is immaculate and would need no repairs. We haven't seen it in person but have seen photos of everything and they were recent because the house is completely vacant. This house is not a foreclosure or short sale. It sits on 5.47 acres with about 4.5 of them being pasture for horses. There is a barn with 2 stalls in it and a big storage shed and run-in. There aren't very many trees at all it's more of an open land and its a flat, cleared pasture. This house also offers rent with option to buy so thats another thing we could do. We have no problem getting a loan or anything but the rent is actually cheaper than what the mortgage payments would be.

So I have no clue what to do! I hate making big decisions like this! This is our second move in the past 2 years but I think it will be the last or at least we'll be there for a long while. My husband is USMC so we move a lot but I think he's getting out after this term and will just stay in the government and work somewhere around the D.C. area where we're moving.

There is about a $30,000 difference between the houses, I know I could offer lower on the second house since its not a short sale or foreclosure. From the way the realtor sounded they were eager to sell and we could talk them down quite a bit in the asking price. Plus with the second house we could move in whenever and the process wouldnt take long at all. With the first house since it's a short sale it could take up to 6 months! My husband needs to be up in VA sometime between February and March, I can stay where I am for however long I have to because we own this house but I'd rather not be away too long since he deploys very often.

Sorry this was SO long! Let me know what you guys think. It helps to get others opinions.

So Smaller house with more acres or bigger house with half the acres?
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post #3 of 8 Old 12-15-2008, 05:12 AM
Join Date: Sep 2008
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When we were considering buying our farm 4 years ago we faced a similar situation.
We finally decided to go with the smaller fixer upper house and more acres. We were moving to the country to have horses and animals and we decided that the land was more important than the nicer, bigger house.
There were many times I really wished I had a nicer house but we remodeled it and added porches and that has made a big difference in our feelings about it..
But what we really enjoy is the privacy of the property and that we do not have to worry about having enough space or pasture for our animals.That was our priority. I did not want to be limited yo one or two horses because I had no pasture for more
Both of these properties sound wonderful. And both have great assets. It would be a very hard decision. Depending on how many horses are in your future , I would consider how much property do you need and go from there. Thankfully your choices have barns. We had to build a barn and that was a huge expense.
I would love to see pics and know what you decided. Even though your decision is a hard one it is also very exciting and happy one for you.

Our farm is home to 4 adopted draft horses
Please consider adopting and give a horse back it's life.

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post #4 of 8 Old 12-15-2008, 09:23 AM
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I don't think you can make this decision until you actually see both places in person. How much would it cost for you to fix up the first place? Could you add on to the first place? How much does land cost per acre?

I assume that you're talking about a factory built home in the first example? They tend to be very well built homes. I wouldn't count a basement into the square footage of a home. It's not really livable (unless it's REALLY fixed up and it's a walk out. Most people don't want to sleep downstairs in basement.

$30,000 makes a huge difference when you talking about the difference between $70,000 and $100,000 but not as big a difference between $270,000 and $300,000 so it is difficult to determine how big a difference that really is. Also, would either homeowner take a lower amount?

I think it might boil down to your gut feeling. Go see both set ups and look around. See which place has a better feeling. Take a good real estate agent with you so you can decide together.

Are you absolutely sure you wanna mess with my carrots?
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post #5 of 8 Old 12-15-2008, 12:03 PM
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There are several types of homes:

1. Site built (pretty self explanatory)
2. Modular - custom built and carried by a trailer to your prepared foundation and a crane is used to off load it.
3. Single wide, double wide, manufactured, - it is the trailer. It is brought to your site on it's own wheels and the wheels are removed.

As a mortgage broker for the past 20 years I can tell you that for resale and better banking (mortgage terms) the site built is the best followed by the modular and the hardest is the manufactured.

When asked for advise I always tell my borrowers to go with a site built home if they can.

Another rule of thumb I use is that you can always add on to the house but you can't add dirt to your property.

I'm not arguing with you, I'm just explaining why I'm right.

Nothing sucks more than that moment during an argument when you realize you're wrong.

It's not always what you say but what they hear.

Last edited by iridehorses; 12-15-2008 at 12:08 PM.
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post #6 of 8 Old 12-15-2008, 06:18 PM
Join Date: Jul 2008
Location: IL
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My daddy used to say...
'God will *NEVER* make more land!'
Then again, my hubby calls me a groundhog!
I used to sell mobile and modular housing, so yes, I do know the difference...(and there *is* a difference!)
iride is *not* steering you wrong!
It seems like a lot of country folk like the security of a big dog...so...consider that.
That being said, we've lived in a double wide on 5 acres for 30 years....and I live with a man who isn't truly happy unless there is lots of sawdust and plaster dust laying around. Wouldn't trade it for the world!
(I'd go for the land....)

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post #7 of 8 Old 12-15-2008, 06:23 PM Thread Starter
Join Date: Dec 2008
Location: NC soon to be VA....gotta love the military!
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Well my husband is going tomorrow to look at the other property.....I'm shocked the military is letting him take a day off! We'll see how it goes, I think I'm leaning more towards the second house because its just about everything I have been looking for!

We already have two big dogs, one a purebred white Siberian Husly that every thinks is a wolf when they first see her and a Siberian Husky/Red Wolf mix. Although the female would only lick ya to death and the male would run away like a sissy. But everyone is afraid of them because the way they look so no worries there!
WildHeartsCantBeBroken is offline  
post #8 of 8 Old 12-15-2008, 06:30 PM
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From what you posted option number 1 is what I choose. I will always choose more land and a good horse set up over anything else and the bonus is that it has trees. If the house is good enough to live in, then that means you can take your time fixing it up as money allows. You just can't beat beautiful land with trees and + space.
Option number 1 all the way.

Promoting the beautiful Canadian Horse
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