Well, most days im not sure how we pull it off. I am a bartender and my husband owns his own small landscaping business. We have two small children, David 3 and Aaralyn 1. We have bills just like any other family but somehow we manage. When I added a horse to the mix, it took a while to fit that into our budget. I had to pick up an extra day at work. More than money, it is hard to budget my time. I spend all afternoon with my kids and I used to spend every evening with my husband. Now that I have Nico, poor bobby has to take his seat on the backburner 2 nights a week. As a Mom, I always feel guilty about doing things for myself but I know that is important to my sanity that I continue riding. I went 6 years inbetween horses and hated every minute of it. I couldnt imagine what my life would be like if I hadn't married such a patient man!