So we're snobs because we think you're not ready for a horse, when by your own admission you're only on-and-off interested in them?
Horses are 90% WORK and 10% fun, dear child. If you're not passionate about them, the rewards won't be worth it.
I love taking care of my horses, but often the weather makes things rather, ahem, challenging. I'll be honest; sometimes I'd rather huddle in the house with a good book, some chocolate, and snuggle up on the couch. But it's my passion for these animals that gets me out and up, and making sure they're taken care of properly.
You seem to have the idea that it's all going to be fun and games, and it's not. It's hard, back breaking work, and if you don't find that to be its own reward, then you're going to be one miserable little cuss and your horse will be neglected.
As I said, horses are a grand passion, not a passing fancy. You either have the bug or you don't. You don't appear to have it.
Too bad for you that you don't like that answer, but our concern is for the animal who might fall into your clutches, not your precious feelings.