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Should you OWN a horse?

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        04-21-2011, 11:23 PM
      #211
    Weanling
    I think that it's important to note that there are other ways to get money if there isn't enough to pay the vet bills. Before I buy my horse I am making sure I have a decent line of credit so that, should anything happen, I could take out a financial lone to pay off the vet bills. Loans suck but they are an option.
         
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        04-22-2011, 02:49 AM
      #212
    Yearling
    I agree with the majority of this. As a working college student I have a hard time paying for my horse, but I get by. He gets his feet done every 7-8 weeks, floating every two years, vax and overall care. Yet for all the scrapes and bumps my horse gets I take care of myself. I have handled deep punctures, spit heels, and other small ailments on my own. I pull my resources and have a Vet-friend that I'll call for advice here and there and know when the situation is past my abilities and supplies to take care of. Then again I do work in vet offices, and know what to look for to some extent.

    Yet my biggest thing is ALWAYS having enough money to go through with a peaceful euthanasia. I am a full supporter of it and if something goes out of control that I don't have the money for it, I will at least put my horse at ease.

    But I also have a parent willing to back me up in emergencies. Without him I would not own a horse. I don't have that much in reserve to feel safe without destroying myself over vet bills. So I know my back up plans and try to save where I can.
         
        04-24-2011, 04:27 PM
      #213
    Weanling
    What about people that have money, but don't want to pay for their horses? My neighbours have an ill horse (has COPD), they called a vet for little animals(dogs, cats), after the horse was coughing for 3 month, of course it couldn't be cured anymore and all the advices a vet gave them didn't mean nothing to them. They still have him closed in a stable, no medications. Horse is breathing hard, coughing all the time... They call farrier every 4 months. And they feed A LOT of oats, because it's cheaper than hay.
    The saddest thing in this is that they buy new trousers for 300$ every month and don't have the money for horses :( They don't love them at all, they are rarely ridden or out. But they don't want to sell them. Because it looks good if they have it. Snobs...
         
        04-28-2011, 09:19 PM
      #214
    Foal
    I keep my horses insured, I would only keep the number of horses I could afford to insure.

    The old lame horse, I love him to death. He's the only one not insured, because he has various ailments and I couldn't get enough cover on him to make it worthwhile. Much as I love him, if he worked up a vet's bill for more than 1,500, or had to travel to the clinic or horspital for anything, he would be put down. The poor sod's been through enough (he's a rescue, was abused and neglected) but he has had many happy years with me as a pasture ornament (and I pay rent per horse, so not a cheap one!) so I am not going to put thousands of pounds into a horse that already has one foot in the grave, when I could use it to rescue a sound youngster headed for slaughter. I love him and he makes me happy, but if I didn't have him he would have been slaughtered years ago, so I feel that I am his best bet.

    I also don't think it's fair to drag out a horse's pain if he has very little chance of making a full recovery. Like that poor poor Barbaro. Very sad decision, those last few weeks would have been hell for him. It is better to put a horse swiftly and painlessly out of it's misery than to drag it on for months, and reach the same outcome in the end anyway.

    I don't think I am being unfair on my horses, more like realistic.
         
        04-28-2011, 09:37 PM
      #215
    Yearling
    A year ago I could have said I was one of those people who shouldn't own a horse. I struggled with bills and had a hard time also taking care of my horse. But I came forward and went and got help with managing my money ( that is my problem is I am horrible at it) and I have come along way. I am able to afford anything that my horse needs and she is getting the best of care. No matter how I didn't want to think I am not like those people I was. But since Jan things have turned around for the best :)
         
        04-28-2011, 09:44 PM
      #216
    Yearling
    All I need was the guts to ask for help and a plan of action. There is no way I am ever going to get sucked into that situation again. I love that I was able to get the help I needed to make mine and my horses lifes alot better. I just hope others well do the same....
         
        05-01-2011, 05:43 AM
      #217
    Foal
    There is a woman I know, she has a Clydesdale cross, she gets everyone else to do all the dirty work, (i did it for 6 months until she took the horses away from me) then she breeds this mare but doesn't feed it enough so it looses it's foal. She is behind on her rent, she never comes up and when she does, she just invites all her friends and gets drunk in the caravan. It's horrible, she only has her horses for a status.

    Unlike the rest of us on the yard, we like our horses to be well fed (not too fat nor thin) we like to give them good excercise, we have a cupboard full of ointments incase something minor pops up, we always have money saved up in our joint bank account incase something major pops up and we need the vet. We'd never let our horses go without, people do need to realise just how much effort, money and time has to go into horses when you own one. They're not just for christmas, they're for life.
         
        05-01-2011, 10:06 AM
      #218
    Foal
    I am 30 years old and do not have a horse yet. Horses do not have to be just for the wealthy or "financially stable" but you do have to have a reliable income that can support you and your horse (and kids if you choose). Lots of working middle class families own horses and do not have an emergency savings account. Does this make them bad owners? No. Should they sell their horses? No. If they can provide the basic care the horse needs then they have a right to owning a horse.

    Some people can handle a couple grand in unexpected expenses whether its using a payment plan or a credit card or whatever. But MOST won't/can't when it comes to something 5,000+. Does this make them bad owners? No.

    ANY pet can find itself in need of expensive medical treatment. Dachshunds are notorious for needing back surgeries. My parents wiener dog needed a 2,000 dollar operation in order to live a quality life. It just so happened (because of an inheritance) they had the money. Should every one who owns a dachshund keep two grand in the bank? Yeah. But will they? No.

    Yet this is one of the reasons I have not purchased my own horse yet. Instead, I lease a horse for 250 dollars a month. In my lease I get a nice bridal and saddle, and complete use of one horse. Besides shoeing the horse for road riding, I do not have to worry about anything. If something happens, it's the owners trouble not mine. Lot's of people lease horses instead buying because of this reason. Many of the horses the BO leases have been leased by the same people for 5 to 7 years. Some eventually purchase the horse if they want to. Its a wonderful way to have a horse your are bonded to but not the financial obligations. If something terrible were to happen in my life I just walk away from the lease and don't have to worry about selling the horse and finding him a good home, he already has one.
         
        05-01-2011, 10:32 AM
      #219
    Foal
    Yeah, I do agree with you there, if the owner (person who is responsible of the horse) does look after their horse and can cater for it's own needs, then they can own one.
    My friend up at stables shouldn't deserve horses as she gets everyone else to sort it out for her. A horse is not just a status symbol.
         
        05-01-2011, 10:42 AM
      #220
    Foal
    Quote:
    Originally Posted by megansthehorse    
    yeah, I do agree with you there, if the owner (person who is responsible of the horse) does look after their horse and can cater for it's own needs, then they can own one.
    My friend up at stables shouldn't deserve horses as she gets everyone else to sort it out for her. A horse is not just a status symbol.
    This really annoys me. I know a few of these people and they all seem alike in many ways. So many good horses are wasted on bad people!
         

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