Originally Posted by Saddlebag
It's crazy but if you were just staying there, there'd likely be no insurance increase. But the minute money changes hands the insurance companies want to get their share.
Yes that's exactly it. If it was "their" horses there would be no increase apparently. But being I'm boarding if I have a claim against my horse insurance, my insurance company will go after house insurance to recoup the payout. Anyway, I'm not too worried as I was told it will probably be minimal.