I'm also a small boarding barn, ADULT only, private and in my back yard, most of my boarders are older people who just want to relax, no kids. So that makes a difference probably. When you get older, you start to realize it's a sue happy society, lawyers will about take any case and everyone is looking for easy money. Not a risk I can take, not that there isn't a risk boarding horses, but at least I can minimize the risk by letting only themselves ride their own horses.
At least I am upfront about it, and they can decide if it's something they can live with if they board here or they can pass and move on the the next barn.
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Yeah, I too have a boarding barn in my backyard. Very small, 6 boarders at most atm. I make everyone sign waivers, etc. Children and guests must wear a helmet and sign a waiver while handling/riding a horse.
And tell me about sue happy! In fact I'm being sued. My lawyer says they have no case and we have all the evidence we need to win the case, which is good. People are just sue happy! Lol