Hello all, I'm new here but not to horses. I've been riding from the age of 8 and I'm now 18, so that's a total of 10 wonderful years of experience. =) I've leased several horses and have fallen in love with them all, but none as much as the sweet heart I'm leasing now, a 7 year old hanovarian mare called Amore or Squeaks. I've known her from a filly, and she's the granddaughter of the first horse I rode at that farm and the daughter of the first horse I leased at that farm. She's truly a lovely girl She's finally up for sale and with her amazing qualities, abilities, bloodline, and manners, I know she's going to go fast. I just can't bear for that to happen; I've had to say good bye to 3 other near and dear horses before and I just can't have it happen again. So, I'm planning to buy her. In the fall, I'll be going to college only 40 minutes from home and the barn and have found a place 20 minutes away from campus that has full-care board for 315/month. I don't need any lectures about bringing a horse to college; I've done my research, talked to other people at the school who've kept their horse all 4 years successfully, and gotten mentally prepared for a lot of work.
My question is: how much do you guys budget for each month or year ON TOP of board? I.e. Shots, trimming and shoeing, vet visits, worming, equipment replacements, the occasional show, etc? Feeding, hay, worming, and blanketing are all included in the cost of board. I already know how much I'd be spending on boarding and lessons, so I just need to get rough estimates for the rest. Right now I've been saving towards $500 total a month, or $6,000 per year with extra set aside for emergencies. That's just under $200/month for extras. Is this enough, do you think? My parents will be able to help here and there if need be, but I want this to be my horse paid for with my money. Any real expenses in the past few years or rough estimates are appreciated Thanks, and I look forward to seeing you around the forum!