Non insured instructor - The Horse Forum

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post #1 of 25 Old 08-23-2010, 01:36 PM Thread Starter
mls
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Non insured instructor

Title pretty much says it all.

New boarders had asked if a 'friend' to give lessons to their girls. Said friend is not a traditional instructor, does not have insurance and yes would charge them for lessons. We said as long as she provided us with a release of liability - fine.

They started lessons with me last week. Now the friend (not the parents) left me a message to ask if she can talk to me about what I 'really need'. "Can we discuss this?" Message sounds as if she is annoyed.

Thoughts?
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post #2 of 25 Old 08-23-2010, 01:40 PM
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I don't understand the question, sorry.

What does she mean by 'what you really need'?

If she signed the liability waiver and you're okay with her teaching, then what is there to discuss?
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post #3 of 25 Old 08-23-2010, 01:44 PM
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You went from this being your "friends" asking a "friend" to give lessons then motives into you giving the lessons? Is there another person wanting to give these girls lessons and she wants to bribe you to give her the clients?
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post #4 of 25 Old 08-23-2010, 01:44 PM
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If I am understanding your post correctly it sounds like you are being very generous offering that she can teach with out having to have her own liability insurance, she just has to sign a release of liability for you.

I too am confused on what there is to discuss.



I always wonder why boarders do not ask these questions before they move to a new barn.
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post #5 of 25 Old 08-23-2010, 01:45 PM
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I don't know if I'm answering your question, because I don't understand it, but, I think you should not have an instructor with no insurance on your property. If something happens, it's all your fault. That's assuming that you aren't insured, which I hope isn't the case.
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post #6 of 25 Old 08-23-2010, 01:53 PM
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I may have this completely wrong but let's see...
  • Boarders wanted friend to give their daughters lessons at your barn.
  • You said fine, with a liability waiver.
  • You started giving the daughters lessons.
  • Boarder's friend now wants to discuss situation with you.
Is that right?

If so, she's probably annoyed you are teaching 'her' clients and wants in on the action. I'd tell her there is nothing to discuss.

And if I totally misinterpreted this...oops!
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post #7 of 25 Old 08-23-2010, 01:58 PM Thread Starter
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We asked that the friend provide US with the liabilty release. We provide a form for the boarders if they have a friend out to ride. That release specifically states that no money changes hands.

I had told the boarder we need it to say that in the event of an issue - the friend understands she is 100% responsible for any financial or legal problems that may arise as the direct result of her lessons. Any damage to the facility or equipment, injury (or worse) to any horse or human.

The 'friend' is a person we have met before. Rode with her a couple of times. My thought is that she thinks we are riding buddies and we will look the other way so she can circumvent the policies established by our insurance agent and attorney.

These folks are first time horse owners that had boarded with her. She asked them to leave as the mare kicked one of her horses and did some stall damage. (old bossy brood mare). They hope to be short term as they have an offer on a property but are waiting to sell theirs. Yes - I know grin and bear it thought did occur to us. Unfortunately, this gal made us all nervous when she competed with us last winter. Had her horses been polite and mannerly, I would be more willing to bend . . .
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post #8 of 25 Old 08-23-2010, 02:01 PM
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So, the 'friend' has yet to provide the liability release?

If so, no training on your property. Period.

I still don't get what she wants to discuss. She knows what you need, and until she provides it, she stays off the property in a teaching capacity.
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post #9 of 25 Old 08-23-2010, 02:01 PM Thread Starter
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Quote:
Originally Posted by Jake and Dai View Post
I may have this completely wrong but let's see...
  • Boarders wanted friend to give their daughters lessons at your barn.
  • You said fine, with a liability waiver.
  • You started giving the daughters lessons.
  • Boarder's friend now wants to discuss situation with you.
Is that right?

If so, she's probably annoyed you are teaching 'her' clients and wants in on the action. I'd tell her there is nothing to discuss.

And if I totally misinterpreted this...oops!

You are correct!

I heading home to trailer out for a lesson with myself as student! (on no - not her as an instructor!)

I will look forward to your replies in the morning.
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post #10 of 25 Old 08-23-2010, 03:18 PM
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It also sounds like the friend had the opportunity to sign the liability waiver, but didn't. So the boarders asked you to give their daughters the lessons.

Personally, I'd tell the friend to take it up with the boarders. It is their decision who teaches their daughters and I don't think you should get in the middle of that decision.

But I definitely agree that if the boarders change their minds and want the friend to teach, do NOT allow it without that waiver signed. It seems to me you were pretty clear on the requirement and the friend was trying to circumvent your policies based on the fact that you rode with her a few times (as you said). And now that you are being paid to give the lessons, she is feeling put out.

The only thing I'd 'discuss' with her (the friend), and it would be a short discussion, is the fact she must sign that waiver. Full stop.
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