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Starting a Boarding Facility... Questions

This is a discussion on Starting a Boarding Facility... Questions within the Horse Boarding forums, part of the Barns, Boarding, and Farms category

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        04-26-2014, 04:06 PM
      #11
    Green Broke
    You have to get insurance through specialized companies, and some will not cover a person without knowledge or experience with horses. I contacted one company and because my personal horses ages 35 and up died from colic / old age/ and the fact that thier guts were basically no longer working.. they would not insure me..
         
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        04-26-2014, 06:14 PM
      #12
    Yearling
    Quote:
    Originally Posted by poundinghooves    
    My dad actually brought the topic of boarding up on his own earlier today. My parents don't know much about horses so I'd be doing the care but yes, they'd be legally responsible. I guess we'll just have to talk it over and see what happens.
    I'm not sure many people would feel comfortable boarding at a place that's being run by a 17 year old. Are you in school? Planning on going to college? What happens if you decide it's too much work, you want a night/weekend off, it's no longer what you want to do? Then your poor parents are stuck holding the bag. If I were you, I wouldn't take this on at your age, and if I were your parents I wouldn't agree to it.
    stevenson likes this.
         
        04-27-2014, 01:06 AM
      #13
    Weanling
    Thanks for all the input! I am actually attending a long distance learning school (meaning my studies are through the mail) and only work on it an hour or two a day and should be graduated by August. Even when I attend college it will be through the distance learning school so I spend a large part of my time at home. Horse boarding will probably not be something we will pursue, mainly because of insurance. I'm also not sure how much of a demand there would be in the area we're looking in- it's backwoods, hillbilly country! We don't have a certain property chosen, as the 40 acres was just not what we wanted. Boarding is something my parents would consider, but it's not going to happen anytime really soon.
         
        04-27-2014, 01:50 PM
      #14
    Foal
    Quote:
    Originally Posted by stevenson    
    you have to get insurance through specialized companies, and some will not cover a person without knowledge or experience with horses. I contacted one company and because my personal horses ages 35 and up died from colic / old age/ and the fact that thier guts were basically no longer working.. they would not insure me..
    I know the specialized insurance would be prudent to have, but in my situation I also need an insurance company that will write my home owner's policy if I do board. I assume State Farm would drop me even if I was to get the specialized insurance. Why does State Farm allow me to keep horses out back on my own... but not board?
         
        04-27-2014, 10:22 PM
      #15
    Weanling
    Quote:
    Originally Posted by DaveT    
    I know the specialized insurance would be prudent to have, but in my situation I also need an insurance company that will write my home owner's policy if I do board. I assume State Farm would drop me even if I was to get the specialized insurance. Why does State Farm allow me to keep horses out back on my own... but not board?
    Well, you're not going to sue yourself if something goes wrong with your horses. They can't say you can't have horses but they can refuse to given you liability insurance for other peoples' horses.
         
        04-27-2014, 10:36 PM
      #16
    Foal
    Quote:
    Originally Posted by poundinghooves    
    Well, you're not going to sue yourself if something goes wrong with your horses. They can't say you can't have horses but they can refuse to given you liability insurance for other peoples' horses.
    There are lots of other things that can go wrong though... Horse breaks out of a field and gets hit by a car... horse bucks off a visitor...

    We do currently have a rider (add on) on our policy called "mischievous disappearance" for the horses. In case they do get out.
         
        04-27-2014, 11:07 PM
      #17
    Foal
    Take a look at these websites:
    Stable management: How to own and run your own horse business
    Stable Management | Stable Management
    Equine Legal Solutions - Running A Boarding Business - What You Need To Know
    poundinghooves likes this.
         
        04-30-2014, 11:39 AM
      #18
    Weanling
    Quote:
    Originally Posted by DaveT    
    There are lots of other things that can go wrong though... Horse breaks out of a field and gets hit by a car... horse bucks off a visitor...

    We do currently have a rider (add on) on our policy called "mischievous disappearance" for the horses. In case they do get out.
    True, maybe it's just because the more horses you have on the property (especially if they're someone else's), the bigger the chance something will happen.
         
        04-30-2014, 12:38 PM
      #19
    Foal
    Thank you for the links. Very good resources.
    mnevans likes this.
         
        04-30-2014, 02:21 PM
      #20
    Foal
    Also buy some books and get reading, online searches only have so much information and books are a better resource in my opinion and more reliable. Anyone can post anything online and call it a professional opinion. Do some amazon searches and look at the online reviews of the books. At least with books you know that they have to be accepted by publishers and reviewed!
         

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