I would definetely save up 5,000. :)
Just for A.I. This year I paid around 600 as well minus the collection and a few other fees. I tried twice with out a foal yet. Still trying to see what's going on with her. Hoping its just a tiny infection and not totally infertile...
LFG is basically if a mare aborts, has still born, or doesn't concieve, you usually have to just pay shipping and collection, but each stallion varies.
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Proud Partner Owner of Me Too Radical, Top 10 PQHA Quality Improvement Program Futurity. Sire of AQHA, NSBA, and NRHA champions. Sweet, gentle, excellent mover, excellent temperment, and so much more. Standing in Indiana.