I'm not planning on having a foal this year which is why i'm not looking for one. I've had foals of my own born over the past few years as well as working with others on my aunt's farm so i'm aware of the cost & the care it takes.
Complications are always a risk, yes, but horses can die all the time just by standing out in pasture.
For ex; my neighbor bought a gorgeous pb QH filly last winter & this spring she was kicked by another horse. An absess formed on that area & long story short she developed a serious infection & after several hundred dollars in vet bills had to be put down in the end. She was only a year old so the foal could die whether I buy one or breed for one.
Believe me i've considered buying a foal more than once & still may do so, but for the time I would like atleast one foal out of my mare. I simply wanted everyone's opinion on some studs & perhaps to gets tips on some I haven't seen yet or know of.
Again, the foal will be registered and even if I ever had to sell the foal would have proper training or atleast a good start.
You can get foals for super cheap around here too but the majority have had no training or are barely halterbroke.