I see Walker when I look at her... quite possibly a cross.
BTW - to everyone who says "I see spotted saddle horse"... to my understanding, based on "bloodlines" and "genetics" and whatnot, it really isn't a specific breed so much as just a way to register horses who are otherwise unable to be registered elsewhere because of spotty/questionable histories, and it recognizes their significance as a "gaited" beauty
Any horse, as long as they fit the mold set forth, can be registered as a spotted saddle horse. The "breed" doesn't seem to have any specifically documented foundation breeds... perhaps someone can explain this to me better... it just makes me think of the CKC (Continental Kennel Club), as opposed to the AKC: one will register anything that barks, while the other strives to maintain a set-forth breed standard by closely following bloodlines. "Any horse, regardless of background, may be registered, providing the horse is spotted (unless applying for I-D or Breeding Stock papers), and exhibits a saddle gait, which may be a flat walk, running walk, pace, rack, or a combination of all gaits." --> This is directly from the NSSHA.com website. Soooo, if you are looking to register your girl and she is gaited, she'd fit the mold!