Again, I agree that the OP should use a saddle pad. I do not agree that it is a scream worthy "requirement".
Agreed 100%. When someone is new and still learning, screaming at them is not the way to teach them, nor are threats and getting vicious and telling them they are hurting their horses. A little kindness can go a long ways, folks.
Moore77, I love Appys. Absolutely adore them. I never "meant" Appys to become my heart breed, it just kind of happened. It's the personality that does it for me - they have an excess of it. They certainly make me laugh more than any other horses I've owned (I've owned mostly Appys, but have had several other breeds as well), and IME they are more expressive horses - that can be both good and bad. I think of them as the drama queens of the horse world. They will make it undoubtedly clear when they like something, but they will be just as clear when they don't. They sometimes take a little more finesse to handle than some other stock breeds, and some can be harder or take longer to bond to. But overall I find having an Appy very rewarding, when they DO bond to you they will give you their guts.
This is not to say these details are totally unique and limited to among the Appy breed, or to say that all Appys are like this - this is my personal experience with the Appys I have owned.