Wow, that was risky move - glad it worked out for you. I have a great trainer (Bronze, Silver & Gold USDF medals) but don't know if I can afford to pay for a horse AND then add expensive training on top of that. I was hoping for a horse that's completely broke to ride but maybe doesn't know the high level dressage stuff yet.
Very risky! But it paid off.
You don't have to spend a fortune. And you don't need a 'I have been to X events and won X medals' trainer.
My trainer ran a yard, and taught kids lessons every evening on school ponies and lunge lessons.
She used to ride her father's Trakehners in young horse shows, spent a couple of years in Cali, and then came back.
BUT she had the experience with young horses that I needed. I paid €10 for 40 mins twice a week.
Anyone who starts young horses, and has a classical outlook and background will do.
However, keep your eyes peeled. With winter approaching, I tend to find horse prices drop fairly well. There will be the right one out there. My budget was 6500, and I rode horses at that price.. that were extremely over rpiced. Just have to find your bargain ;)