This is something I have discussed with multiple people and I have gotten different answers. My horse's previous owner called him a liver chestnut but others tell me he is a regular chestnut and I am having trouble deciding which one he is. He has the mane and tail of a more liver chestnut horse but his coat isn't as dark. His tail has a lighter tone of chestnut down at the bottom. Also, he has a few (maybe 3) small random splotches of darker chestnut on his coat, if that helps.
Photos can be a poor indicator concerning colors that are very close due to camera differences but I don't see how anyone sees Bay. There are no black points aside from mane and tail. What I see is Brown, pure and simple.