Yeah...Personaly I wont pay anything more then $3,000 for a horse. So $25,000 is alot no matter how rare it is.
For 3000usd here, you'd get a standardbred (maybe even a ridden one), a shetland pony without papers, if you're lucky; a decent pony or horse that's about 18 years old but still healthy, perhaps a foal.. or you get a horse with lots of health issues..
If you want a healthy, decent horse in a good age, you'll need to pay at least 4000-6000.. (unless it's a standardbred because they're appearantly al unfit for riding.. not that I've noticed ;).. if you want a somewhat good horse that has won a few competitions or a young, trained horse with capacity, you're up in 10 000 already.. And a really good horse is even more.. I mean.. wth.. I've worked with quarter foals that was 9000! And they weren't that special or after famous parents.. O__O;;
If you find any seemingly good horse below 4000, you should be careful. >_>'
Anyone wondering why we have a standardbred and a not-so-well-educated draft instead of ''real'' horses? :P (not that I' want any of their fancy horses anyway..I really don't like swedish warmbloods)