Join Date: Aug 2009
Location: New South Wales, Australia
I don't think "raw beginners" should own horses. If you haven't had lessons already take a few months of lessons first, then get a horse. It will do you a world of good, and a lesson or two a week should be less than the cost of horse upkeep - so you won't be out of pocket.
There are the occasional good TBs, and I have seen a few nice little Arabs but the reason these breeds are not often ideal is that they are sensitive. They are lovely looking and smart, but usually (not always) not as forgiving as some of the other breeds. Their sensitivity can make them ideal for the more experienced rider, but often a more tolerant horse will be better for the beginner. If you have you heart set on an Arab get an older one (over 10), in my experience they, along with TBs, seem to stay "young" for longer.
Quarter horses, Standardbreds, mixed breeds all good. Just look for something that has done everything, and is quiet and calm.