TwoGeldings - Frame Overo works by manipulating other pattern genes. If it doesn't have another pattern gene to work with, it will only be minimally expressed. That horse you posted with the solid legs & the loud Frame pattern is most certainly carrying Sabino as well (the loud white facial marking that is avoiding the eyes is a big giveaway).
Raywonk - creme & champagne are both dilution genes. Horses carrying 2 copies of the creme gene (cremellos, perlinos, & smoky cremes) will have light coloured eyes. Horses carrying only 1 copy of the creme gene (palominos, buckskins, & smoky blacks) will have normal coloured eyes. Champagne horses only need 1 copy of the champagne gene in order to get the lightened eye-colour.